Before you is the world's first practical philosophy of personal achievements of the famous American industrialist and tycoon Andrew Carnegie, described by Napoleon Hill. Over the years, more than five hundred well-known successful American businessmen have voluntarily shared their experience and knowledge so that each of us can find our own path to wealth and put an end to poverty and despondency forever. This philosophy is based on a simple and clear formula, following which you can gain and increase wealth. By becoming the master of your mind and submitting to strict self-discipline, you can conceive and implement anything you want. The attentive reader will become the owner of twelve riches of life and receive a pass to the land of success and prosperity.