This book is for those who want to change the financial side of their life for the better. No special financial knowledge is required to understand what is presented here. It is written in normal human language for ordinary people: a “primer” for competent financial management; tricks and secrets, knowing which you will be able to speak the same language with banking and investment specialists; specific decisions that help to draw up a family budget and financial plan so that there is always enough money for everything; The application “Financial Tutorial” is the author’s training on how to handle money, but you don’t have to go anywhere. Contains very revealing tests of financial ability.