This book is for those who have free money - and for those who are about to have it. How to manage it wisely so that your money grows faster than the market, works for you, and provides you with a comfortable life in in old age (or when you want to “retire”)? The author of this book (previously published under the title “Your Money Should Work”), a leading expert in personal finance management, provides a detailed overview of all possible ways for profitable investing for an individual . Three types of balanced portfolios are considered - conservative, moderate and aggressive - examples for which were real life situations of people with different attitudes to financial risk. The book will be useful to a businessman, entrepreneur, financial and investment consultant, and private investor.