After reading this book and introducing its materials into your life, you will receive: - full control over the loans you have taken; - proven methods of negotiating with all types of opponents; - simple ways to manage personal finances; - skills that allow you to use them to your advantage any situation; - effective methods of attracting the most competent specialists in each field. Together with the authors of the book, you will go from an inexperienced supplicant with a keen sense of justice to a confident negotiator. You will see how, acting strictly within the law, not only skillfully to defend your rights, but also to achieve a rich, comfortable and vibrant life.