Strange as it may seem, right now you can and should take MONEY! Is it possible to make “borrowed life” comfortable and enjoyable? You can, if you know how to take out a loan correctly and repay it correctly. The author of the book, finding himself in a difficult life situation, once took out fifteen loans at once, was blacklisted by banks due to late payments, spent three years paying off his loan debts, paid them off, and then became vice-president of the banking association, editor-in-chief financial portal and a recognized expert in the field of lending. His experience may be useful for those who have already taken out a loan and those who are just planning to do so. And even for those who are wondering: is it worth doing this at all?