The book is a summary of management experience in the field of payment cards. The main attention is paid to the issues of economic assessment of business steps, as well as building a cost-effective strategy and tactics for doing business. The issues of organizing the Bank's interaction with clients, payment systems, processing companies, sponsor banks and settlement agents are considered. Serious attention is paid to the analysis of technological equipment, the economic “evolution” of the technologies used by the Bank, as well as various technological alternatives. As the most illustrative examples, the bank’s development of a salary project and a project for issuing credit cards are examined in detail. Managerial and economic models for the bank to begin issuing, merchant acquiring and cash issuing are being designed. A number of management problems related to the emergence, development and positioning of the card division in the Bank as a whole are covered. The issues of managerial and economic relations of the card business in the Bank as a whole are considered. The book is aimed at managers and management personnel of the Bank and card divisions. For banking economists and people involved in planning, management accounting and auditing, including internal. For senior students of economic universities majoring in “Banking” or “Finance and Credit.”