A person loses vital energy over the years, and the desire to work after 55 years decreases. But the money that a person prudently saved and invested from a young age “gets smarter” over time, just like you and me, but, unlike us, their “ability to earn” only increases. And one fine day it may happen that the money that you “taught how to earn” will begin to bring you profit without your active participation. Any person with average income, if he adheres to a financial plan in a disciplined manner, can become a millionaire in 30–45 years. You will learn what this plan is from this book.