Just imagine, already every fifth Russian, tempted by “easy money”, has accumulated so many loans that he is simply unable to pay the interest on them. Those entangled in debt take their own lives, seeing no other way out, or drive themselves even deeper into the debt hole, refinancing on increasingly extortionate terms. Collectors circling above them like vultures, acting on the principle of “nudge the one who falls.” Illegal methods of debt collection endanger the health and lives of people and drive them to despair. Debtors live in constant fear, not knowing how to protect themselves and their loved ones from danger. And millions of Russians find themselves defenseless against the lawlessness of debt collectors.• This book will tell you what to do if you find yourself in a difficult situation and you have nothing to pay the loan.• You will learn what to do if you are threatened by bank employees or debt collectors.• You You will understand how to maintain peace of mind and protect yourself and your loved ones from danger.