This book is your path to financial confidence. That is, to gain control over your money and to manage it optimally. The author, a leading Russian independent expert on personal finance management, explained in detail how to set and adjust financial goals and what it takes to make your money work more effectively for you using the right investment strategy. You will learn how to find money to implement your life plans, no matter how many there are now. And not through austerity, but through competent planning of financial flows. The book will be useful to everyone who knows how to make money and wants to achieve financial independence.