The book "People Who Make Money; or, How to Get Rich" by James Ewing Ritchie is a study of successful strategies for wealth and financial success. The author shares his own observations and advice on how to achieve financial independence, how to avoid financial mistakes and how to effectively use your financial resources. The book "People who make money; or, how to become rich" will be an excellent guide for those who seek to achieve financial stability and progress by creating profitable investment strategies.