Джесси Микам asserts that financial pressures it is possible to overcome or even prevent - and to get the same rid from superfluous stresses. As a creator of the system you Need a Budget (YNAB), that conquered world popularity and already helped hundreds of thousands of people to take the finances under control, he is sure that a budget is needed! Add to it four simple rules of handling monetary resources, written up in a book, and you will learn right to place priorities and accept timely financial decisions. you know also, how to bring over to budgeting the children and to convert a boring duty into interesting and useful to all employment.Edition is addressed to the widest circle of readers.