Our life is always closely connected with the balanced scorecard, when it is important for each of us to build boundaries between work and hobbies, health and financial well-being, love and friendship. Only a competent balance of all spheres of our life will give us true happiness and lead to success!And in the modern world, financial well-being becomes an important component, which opens up new opportunities and horizons for us. In this book, we want to teach you how to manage your finances wisely, set long-term goals, and think about your budget.– We will introduce you to the principles of financial planning for your personal life.– We will tell you how, saving only 15% of income per month, save up for a lifetime pension.- We will teach you how to adequately determine financial goals, calculate and achieve them.- Consider the mechanism mortgages and loans. – We will help you calculate your personal budget and analyze future financial plans.