If you or your loved ones find themselves in a difficult financial situation due to loans and borrowings, then this book will be a real find for you. Inside you will find over 30 real stories of people who found themselves in similar situations. You will find out why this happened, and also receive valuable recommendations and practical advice on how to start a new happy life without debts from scratch. The book will be useful not only to those who are no longer able to pay off their loans and borrowings, but also to those who who is faced with the choice of whether to pay debts or not. Everyone is well familiar with the expression “don’t swear off money or prison.” Regardless of your current success, no one is immune from possible financial difficulties and debt. Few people dream of finding themselves in such a situation, but knowing the reasons and understanding how to act correctly in such cases are of vital importance. This book was written by the founder of a leading law firm that has already helped more than 8,000 families get out of debt and start a new, happy life . Rest assured, you too can achieve 100% financial freedom.