By coincidence and due to distant family ties, the Heroine (an old maid) becomes the guardian of the Hero's inheritance, although both are 27 years old. The hero considers her a man (since she signed her initials in the correspondence) and comes to her house to ask for an amount of money in excess of the interest due to him in order to pay for his loss at the races. The heroine is indignant and tries to return him to the right path. HE is charming and ripe for correction. SHE is correct, serious, but at the same time not bad-looking.