Single mother Roz has reached her breaking point. After the dissolution of her marriage, Roz's business has gone under, debts are racking up, the rent is late, and she's struggling to provide for her son, who is misbehaving in school. When Roz gets an eviction notice, she knows it's time for action - she has two weeks to find a solution, or they will be kicked out of their home.

Increasingly desperate, Roz doesn't know where to turn. At her sister's fortieth birthday party, Roz meets Scott Elias - wealthy, powerful, and very married. But the impression Roz leaves on him is indelible. He tracks her down and makes Roz an offer to spend the night with him - for money. He wants no-strings-attached intimacy and can guarantee total discretion. With that kind of cash, Roz is forced to do things she never thought herself capable of.