This publication is a practical guide and reveals the concept and definition of a pension. The author will help the reader understand the intricacies of applying the rules of pension legislation, find answers to all questions of interest, protect their rights and defend interests relating to the procedure for determining pensions. This publication will allow a wide range of readers to familiarize themselves with and subsequently practically use the Pension legislation of the Russian Federation. In addition, the essence of the insurance principles of forming funds for financing the payment of pensions is outlined, and pension systems and labor pensions are also discussed. The manual is written in accessible language with examples from practice and is intended for a wide range of readers.