Maddie doesn't believe in luck. She's all about hard work and planning ahead. But one night she buys a lottery ticket on a whim, and, to her astonishment, she wins!

In a flash Maddie's life is unrecognizable. No more stressing about college scholarships - nope, now she's suddenly talking about renting a yacht and basking in the spotlight at school! But then rumors start flying, and random people begin asking her for loans. Suddenly Maddie finds that she isn't sure whom she can trust.

Except for Seth Nguyen. Her funny, charming coworker at the local zoo doesn't seem to be aware of her big news - and, for some reason, she doesn't want to tell him. What would happen if the one person she still trusts were to find out?

With tons of humor and heart, Kasie West delivers a million-dollar tale of winning, losing, and falling in love.