In Russia, entrepreneurship, individual enterprises and farms are becoming established. Everyday life and business are closely connected: some work for entrepreneurs, others seek services, goods, and business loans. The purpose of this book is to help every person acquire basic knowledge of insurance, learn how to profitably apply insurance in their life, whether they are a business manager or an ordinary person. A special feature of this reference book is the presentation of practical examples from the perspective of laws. It clearly describes the rights and obligations of both the insurer and the policyholder. Everything is laid out “on the shelves” according to the letter of the law. The directory describes in detail new types of insurance that have never existed in our country, but they can be useful to everyone. A person who doubts the reliability of insurers, reading the reference book, will become confident that currently in Russia there is state regulation of insurance activities. The reader will understand which insurance organizations operate in our market: OJSC, LLC, etc. They will learn that individual entrepreneurs do not have the right to be insurers and that they cannot be insured. The directory is intended for a wide range of readers.