Living clearly and according to plan was Avery’s life credo. Just when she didn't think things could get any worse than before, they did. When her car stalls at a busy intersection and she gets out to check under the hood, a guy promptly steals her car. Dressed only in a dress and sneakers, Avery runs after the thief. When a cool, hot stranger offers to help, she can't say no. That's how Avery meets Sean Ferro, an incredibly sexy, spoiled man with a bunch of secrets that she can't immediately understand.

Avery doesn't have time for anything unnecessary. Her life is falling apart, and it's not just because of some car. This is her whole life, and no matter how hard she tries to hold on, she has no one and nothing left. With the sudden death of her parents, it's only a matter of months before her college education comes to a halt and she has to live on the streets in a cardboard box. Other students have family they can lean on when things get tough. Avery has no one left.

But there is one solution, one impossibly sexual, morally devoid solution. Avery accepts a call girl job, one man can save her from this. One client. Once. She just has to say yes.