What worries everyone now? What do we hear about every now and then on television, on the radio and in public transport? Of course, about monetization. What is it, how is it, why is it this way – these are the questions that now concern all Russian citizens without exception. This manual is unique in its kind, as it will not only help you understand the pressing issues of monetization, but will also allow you to look at the picture of the reform as a whole. And a summary table of the changes made will allow everyone to understand exactly what they are losing and what the state is offering them in return. The manual is intended for a wide range of readers.