The book "The New Banking System. Capital Needed to Restore the Burnt Area" by Lysander Spooner is a relevant and important study of the problems of the financial system and the need for capital to rebuild the destroyed areas. In this book, the author proposes a new approach to banking, which is aimed at providing financing for the recovery of the most affected places. Spooner analyzes existing banking models and proposes alternative ways to solve problems related to financial support for regions in need of post-disaster recovery. His work is an invitation to discuss effective strategies for economic recovery through reforms in the banking sector.