"Account and risk; or, Disasters of a clerk" is a book written by Oliver Optik, which tells about the adventures of a young clerk who dreams of success in the big city. The main character, devoted to his work and hoping for a better future, finds himself in a series of incredible situations and disasters that test his strength, resourcefulness and dedication. Book Desk and Debit; or, The Catastrophes of a Clerk is a fascinating story about the importance of dreams, hard work and loyalty to oneself in the difficult conditions of modern life.